@charset "UTF-8";
:root{--ink:#143b40;--muted:#52676a;--green:#096d61;--mint:#c9ecd9;--coral:#fb815e;--cream:#faf8f1;--yellow:#ffe593;--purple:#ded7fa;--line:#dce5de;--radius:24px;--shadow:0 16px 45px #143b400a;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--cream);font-synthesis:none}
*{box-sizing:border-box}body{margin:0}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;height:auto;display:block}p{line-height:1.7}h1,h2,h3,h4{letter-spacing:-.035em;line-height:1.15;margin:0 0 .55em}h1{font-size:clamp(2.3rem,5.6vw,5.7rem);font-weight:800}h2{font-size:clamp(1.7rem,3.2vw,3rem)}h3{font-size:1.4rem}p{margin:0 0 1.1em}.wrap{width:min(1240px,calc(100% - 72px));margin:auto}.section{padding:76px 0}.muted,.small{color:var(--muted)}.small{font-size:.88rem;line-height:1.65}.eyebrow{font-size:.8rem;font-weight:750;letter-spacing:.12em;text-transform:uppercase;margin-bottom:18px;display:block}.eyebrow:before{content:"";display:inline-block;width:8px;height:8px;margin-right:9px;border-radius:50%;background:var(--green)}.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;border:1px solid var(--green);background:var(--green);color:white;padding:15px 23px;border-radius:12px;font-weight:700;line-height:1.3;transition:background .15s,transform .15s}.button:hover{background:#044d46;transform:translateY(-2px)}.button.light{background:white;color:var(--ink);border-color:var(--line)}.button.light:hover{background:var(--mint)}.button.dark{background:var(--ink);border-color:var(--ink)}.button.coral{background:var(--coral);border-color:var(--coral);color:#233b3e}.button.text{padding:8px 0;border:0;background:none;color:var(--green)}.button:disabled{cursor:not-allowed;opacity:.7;transform:none}.arrow{font-size:1.2rem}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.skip{position:absolute;left:20px;top:-100px;z-index:100;background:white;padding:14px}.skip:focus{top:8px}:focus-visible{outline:3px solid #7945c2;outline-offset:4px}
.site-header{background:#faf8f1f2;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30;backdrop-filter:blur(14px)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:90px}.logo{display:block;width:280px;line-height:0;flex:none}.brand-logo{display:block;width:100%;height:auto}.nav{display:flex;align-items:center;gap:26px;font-size:.9rem;font-weight:650}.nav a{padding:12px 0;position:relative}.nav a:hover,.nav a[aria-current]{color:var(--green)}.header-tools{display:flex;align-items:center;gap:15px}.icon-button{border:1px solid var(--line);border-radius:50%;width:40px;height:40px;background:white;display:flex;align-items:center;justify-content:center}.icon-button svg{width:18px;height:18px}.menu-toggle{display:none}.mobile-search{display:none}.count{font-size:.65rem;background:var(--green);color:#fff;position:absolute;right:-4px;top:-3px;min-width:18px;text-align:center;border-radius:12px;padding:2px}.bookmark-link{position:relative}.site-footer{background:#123a3f;color:#e5f2ea;padding:55px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:35px}.site-footer p{font-size:.9rem;color:#bdcfc9;max-width:350px}.site-footer .logo{width:min(300px,100%)}.site-footer h3{font-size:.95rem;letter-spacing:0}.site-footer ul{list-style:none;padding:0;font-size:.88rem}.site-footer li{margin:12px 0}.site-footer a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid #37555a;margin-top:35px;padding-top:22px;font-size:.78rem;color:#b6ccc6;display:flex;justify-content:space-between;gap:25px}.bread{padding:24px 0;font-size:.8rem;color:var(--muted);display:flex;gap:9px;flex-wrap:wrap}.bread a:hover{text-decoration:underline}
.hero{padding:60px 0 65px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1fr 1.04fr;gap:55px;align-items:center}.hero h1 em{font-style:normal;color:var(--green);position:relative}.hero h1 em:after{content:"";position:absolute;left:0;bottom:3px;height:10px;width:100%;background:var(--yellow);z-index:-1;border-radius:50%}.hero .lead{font-size:1.1rem;max-width:485px;color:var(--muted)}.hero-photo{position:relative;padding:18px 0}.hero-photo:before{content:"";position:absolute;inset:-10px 20px 5px -15px;background:var(--mint);border-radius:42% 22% 35% 18%;transform:rotate(-6deg)}.hero-photo>img{position:relative;border-radius:120px 28px 120px 28px;aspect-ratio:1.07;object-fit:cover;object-position:47% 50%;box-shadow:var(--shadow)}.floating{position:absolute;bottom:35px;left:-27px;background:white;border-radius:16px;box-shadow:0 15px 40px #143b4022;padding:16px 22px;display:flex;gap:13px;align-items:center}.floating svg{width:38px;height:38px;color:var(--ink);background:var(--yellow);padding:7px;border-radius:10px;flex:none}.floating strong{display:block;font-size:.95rem}.floating span{font-size:.76rem;color:var(--muted)}.photo-tag{position:absolute;top:45px;right:-10px;padding:12px 18px;border-radius:12px;background:var(--yellow);font-weight:700;font-size:.83rem;transform:rotate(4deg)}.hero-hint{display:flex;gap:20px;font-size:.78rem;margin-top:24px;color:var(--muted)}.hero-hint span:before{content:"✓";color:var(--ink);background:var(--yellow);width:20px;height:20px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;margin-right:6px;font-weight:800}.quick-bar{background:var(--mint);border-block:1px solid #b8d9c5;padding:22px 0}.quick-inner{display:flex;align-items:center;justify-content:space-between;gap:24px}.quick-inner strong{font-size:.94rem}.quick-inner a{font-size:.85rem;font-weight:700;border-bottom:1px solid #85b69f;padding:8px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:32px;margin-bottom:30px}.section-head p{max-width:530px;color:var(--muted);margin:0}.section-head h2{margin:0}.goal-tabs{display:flex;gap:10px;flex-wrap:wrap;margin:25px 0}.chip{border:1px solid var(--line);border-radius:24px;padding:10px 18px;background:white;color:var(--ink);font-size:.85rem;font-weight:650}.chip[aria-pressed=true],.chip.active{background:var(--ink);color:white;border-color:var(--ink)}.recommendations{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.article-card{background:white;border:1px solid var(--line);border-radius:20px;overflow:hidden;box-shadow:var(--shadow);transition:transform .18s,box-shadow .18s;position:relative}.article-card:hover{transform:translateY(-4px);box-shadow:0 20px 45px #143b4010}.card-image{aspect-ratio:1.7;overflow:hidden;display:block;background:var(--mint)}.card-image img{width:100%;height:100%;object-fit:cover;transition:transform .4s}.article-card:hover .card-image img{transform:scale(1.035)}.card-body{padding:23px}.card-body h3{font-size:1.23rem;line-height:1.3}.card-body p{font-size:.88rem;color:var(--muted);line-height:1.6;margin:12px 0 18px}.card-topline{display:flex;justify-content:space-between;align-items:center;gap:8px;margin-bottom:12px;font-size:.68rem;font-weight:750;letter-spacing:.065em;text-transform:uppercase}.badge{background:var(--mint);color:#14483c;padding:5px 9px;border-radius:6px;font-size:.65rem;letter-spacing:.04em;white-space:nowrap}.badge.planned{background:var(--yellow);color:#564716}.card-bottom{display:flex;align-items:center;justify-content:space-between;gap:12px}.read-link{font-size:.84rem;color:var(--green);font-weight:750}.save-button{background:transparent;border:1px solid var(--line);border-radius:8px;padding:7px 10px;display:flex;gap:6px;align-items:center;font-size:.75rem;white-space:nowrap}.save-button svg{width:15px;height:15px}.save-button[aria-pressed=true]{color:var(--green);background:#e9f6ee;border-color:#72ad96}.planned-card .card-image{max-height:140px}.planned-card .card-body p{display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}.planned-card .card-image:after{content:""}.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.category-tile{border-radius:20px;overflow:hidden;position:relative;min-height:260px;display:flex;flex-direction:column;transition:transform .18s}.category-tile:hover{transform:translateY(-4px)}.category-tile img{width:100%;height:auto;aspect-ratio:16/10;object-fit:cover}.category-copy{padding:22px;flex:1}.category-copy h3{font-size:1.3rem;display:flex;justify-content:space-between;gap:12px}.category-copy p{margin:0;font-size:.86rem;line-height:1.6}.category-copy .small{margin-top:14px;font-size:.72rem;color:#355351}.tone-mint{background:var(--mint)}.tone-coral{background:#fbd9ca}.tone-purple{background:var(--purple)}.tone-yellow{background:var(--yellow)}.tone-blue{background:#d1e8ee}.tone-sage{background:#dfe8c9}.offwhite{background:#f0f0e5}.season{background:var(--ink);color:white;border-radius:32px;overflow:hidden;display:grid;grid-template-columns:1fr 1fr;min-height:450px}.season-copy{padding:48px}.season-copy .eyebrow{color:#9bdcb8}.season-copy .eyebrow:before{background:var(--yellow)}.season h2{font-size:clamp(1.8rem,3.4vw,3.3rem)}.season p{color:#c7d8d2;max-width:465px;font-size:.94rem}.season-img{position:relative;min-height:340px}.season-img img{width:100%;height:100%;object-fit:cover}.season-img .photo-tag{top:auto;bottom:28px;right:20px;color:var(--ink)}.season .button{background:var(--yellow);color:var(--ink);border-color:var(--yellow)}.season .button:hover{background:#ffdc70;border-color:#ffdc70}.season .small{color:#c7d8d2;margin-top:22px}.tool-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.tool-card{border:1px solid var(--line);border-radius:20px;background:white;padding:28px}.tool-card>svg{width:40px;height:40px;margin-bottom:28px;background:var(--yellow);padding:8px;border-radius:10px}.tool-card p{color:var(--muted);font-size:.9rem}.download-banner{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;background:var(--purple);border-radius:28px;padding:42px}.paper-stack{background:white;transform:rotate(-4deg);box-shadow:12px 12px 0 #b6a9e3;border-radius:10px;padding:25px;width:min(100%,370px);margin:auto;position:relative}.paper-stack:after{content:"";position:absolute;top:20px;right:25px;width:25px;height:25px;background:var(--coral);border-radius:50%}.paper-stack h3{font-size:1rem;margin-bottom:23px}.paper-line{height:1px;background:var(--line);margin:18px 0}.paper-row{display:flex;justify-content:space-between;align-items:center;font-size:.78rem;padding:12px 0;border-bottom:1px solid var(--line)}.paper-row b{width:90px;border-bottom:1px dotted #777;height:10px}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.trust-grid h3{font-size:1.1rem}.trust-grid p{font-size:.88rem;color:var(--muted)}.trust-number{font-size:1.6rem;color:var(--green);font-weight:800;display:block;margin-bottom:18px}.soon-strip{border:1px dashed #a6bdae;border-radius:18px;display:flex;gap:35px;justify-content:space-between;align-items:center;padding:26px;margin-top:28px}.soon-strip p{margin:0;font-size:.9rem;color:var(--muted)}
.page-intro{padding:22px 0 46px;max-width:900px}.page-intro h1{font-size:clamp(2.15rem,4.3vw,4.1rem)}.page-intro .lead{font-size:1.1rem;color:var(--muted);max-width:780px}.category-hero{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center;padding:25px 0 50px}.category-hero img{border-radius:30px;width:100%;aspect-ratio:1.5;object-fit:cover}.category-hero h1{font-size:clamp(2.2rem,4.5vw,4.8rem)}.filter-box{border:1px solid var(--line);background:white;border-radius:20px;padding:25px;margin-bottom:30px}.filter-top{display:flex;gap:15px;align-items:center}.search-field{display:flex;align-items:center;gap:12px;flex:1;min-width:0;padding:12px 17px;border:1px solid #bacbc3;border-radius:12px;background:var(--cream)}.search-field svg{width:19px;height:19px;flex:none}.search-field input{border:0;outline:none;background:transparent;width:100%;min-width:0;color:var(--ink)}.result-count{font-size:.82rem;color:var(--muted);margin:0 0 23px}.empty-state{border:1px dashed var(--line);background:white;padding:42px;text-align:center;border-radius:20px}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.all-themes .article-card{box-shadow:none}.all-themes .planned-card .card-image{display:none}[hidden]{display:none!important}.status-box{border-left:4px solid #c79727;background:#fff3c8;border-radius:0 14px 14px 0;padding:20px 25px;margin:20px 0 30px}.status-box p{margin:0;font-size:.92rem}.outline-panel{padding:30px;border-radius:20px;background:white;border:1px solid var(--line)}.outline-panel ul{padding-left:22px}.outline-panel li{margin:13px 0;line-height:1.65}.prose{max-width:850px;padding-bottom:50px}.prose h2{font-size:1.8rem;margin-top:36px}.prose h3{font-size:1.2rem;margin-top:28px}.prose a{text-decoration:underline;text-underline-offset:3px;color:var(--green)}.prose li{line-height:1.7;margin-bottom:9px}.prose .button{text-decoration:none;color:white}.prose .button.light{color:var(--ink)}
.article-header{max-width:1000px;padding:18px 0 25px}.article-header h1{font-size:clamp(2.15rem,4.15vw,4.1rem);max-width:930px}.article-meta{display:flex;gap:18px;flex-wrap:wrap;color:var(--muted);font-size:.78rem;margin:22px 0}.article-cover{border-radius:25px;overflow:hidden;aspect-ratio:16/9;margin-bottom:10px}.article-cover img{height:100%;width:100%;object-fit:cover}.caption{font-size:.74rem;color:var(--muted);line-height:1.6;margin:10px 0 25px}.reader-layout{display:grid;grid-template-columns:245px minmax(0,790px);gap:55px;align-items:start;padding:38px 0 65px}.reader-aside{position:sticky;top:116px;font-size:.8rem;max-height:calc(100vh - 145px);overflow:auto;padding-right:9px}.reader-aside>strong{font-size:.76rem;text-transform:uppercase;letter-spacing:.09em}.toc{padding:0;list-style:none;counter-reset:toc}.toc li{border-bottom:1px solid var(--line);padding:12px 0;line-height:1.5}.toc a:hover{color:var(--green)}.reader-aside .aside-tool{border-radius:16px;background:var(--mint);padding:20px;margin-top:25px}.reader-body{font-size:1.03rem;line-height:1.75;min-width:0}.reader-body>p{margin:0 0 23px}.reader-body h2{font-size:1.85rem;margin:45px 0 18px;scroll-margin-top:125px}.reader-body h3{font-size:1.15rem;margin:28px 0 13px;scroll-margin-top:125px}.reader-body ul{padding-left:25px;line-height:1.75}.reader-body li{margin-bottom:9px}.reader-body a.source-link{font-size:.75em;font-weight:750;color:var(--green);vertical-align:super}.reader-body figure{margin:28px 0}.reader-body figure img{width:100%;background:white;border:1px solid var(--line);border-radius:14px}.table-scroll{overflow:auto;margin:28px 0 32px;border:1px solid var(--line);border-radius:14px;background:white}.reader-body table{border-collapse:collapse;width:100%;font-size:.86rem;min-width:500px;line-height:1.5}.reader-body caption{text-align:left;padding:15px 18px;font-weight:750;color:var(--ink);font-size:.85rem}.reader-body th{text-align:left;background:#194e50;color:white;font-weight:700}.reader-body td,.reader-body th{padding:13px 16px;border-bottom:1px solid var(--line);vertical-align:top}.reader-body tbody tr:nth-child(even){background:#f0f6f2}.reader-body td:not(:first-child){font-variant-numeric:tabular-nums}.source-list{font-size:.85rem;padding-left:22px}.source-list a{text-decoration:underline;color:var(--green);overflow-wrap:anywhere}.source-list li{scroll-margin-top:120px;margin:17px 0}.article-next{background:var(--mint);border-radius:18px;padding:25px;margin-top:35px}.article-next a{display:block;padding:9px 0;border-bottom:1px solid #9ec4ad;color:var(--green);font-size:.9rem}.reading-progress{height:3px;background:var(--coral);position:fixed;top:0;left:0;width:0;z-index:60}.article-tools{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0}.share-message{font-size:.78rem;color:var(--green)}
.calculator-layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:28px;align-items:start}.calc-panel{padding:30px;background:white;border:1px solid var(--line);border-radius:24px}.calc-panel h2{font-size:1.5rem}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field label{font-size:.84rem;font-weight:700;display:block;margin-bottom:8px}.field input,.field select{width:100%;padding:12px 15px;border:1px solid #adc0b6;border-radius:10px;background:#fcfdfb;color:var(--ink);min-height:48px}.field .small{display:block;margin-top:6px;font-size:.7rem;line-height:1.5}.calc-result{background:var(--ink);color:white;border-radius:24px;padding:32px;position:sticky;top:120px}.calc-result .eyebrow{color:#badfd1}.calc-result .eyebrow:before{background:var(--yellow)}.result-number{font-size:clamp(2.3rem,4vw,3.5rem);letter-spacing:-.05em;font-weight:800;line-height:1.2}.calc-result p{color:#c6dfd3;font-size:.88rem;margin:10px 0 25px}.result-row{display:flex;justify-content:space-between;gap:18px;border-top:1px solid #43656a;padding:13px 0;font-size:.82rem;line-height:1.5}.calc-result .small{color:#c6dfd3;margin-top:22px;font-size:.74rem}.budget-bars{height:13px;display:flex;border-radius:10px;overflow:hidden;background:#597675;margin:18px 0 25px}.budget-bars span{height:100%}.calculator-error{padding:15px;border-radius:10px;background:#ffeadb;color:#7b2d17;margin:15px 0;font-size:.85rem}.method-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px;margin:35px 0}.method-grid>div{padding:25px;background:white;border-radius:18px;border:1px solid var(--line)}.method-grid h2{font-size:1.25rem}.method-grid p{font-size:.87rem;color:var(--muted)}.print-sheet{background:white;max-width:900px;margin:20px auto 50px;padding:40px;border:1px solid var(--line);border-radius:16px}.worksheet-row{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:20px;padding:18px 0;border-bottom:1px solid #b9c9c0;font-size:.9rem}.worksheet-row span:not(:first-child){border-bottom:1px dotted #8ea49a}.check-item{display:flex;gap:15px;border-bottom:1px solid var(--line);padding:15px 0;line-height:1.7}.check-item:before{content:"";width:18px;height:18px;border:1px solid #548676;flex:none;margin-top:4px;border-radius:3px}.media-kit{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin:25px 0}.media-kit div{padding:25px;background:white;border:1px solid var(--line);border-radius:18px}.media-kit strong{display:block;font-size:2.2rem}.media-kit p{font-size:.82rem;color:var(--muted);margin:10px 0 0}.toast{position:fixed;bottom:25px;left:50%;transform:translateX(-50%);background:var(--ink);color:white;padding:12px 20px;border-radius:10px;font-size:.8rem;z-index:90;box-shadow:var(--shadow);max-width:calc(100% - 30px)}
@media(max-width:1100px){.nav{gap:16px;font-size:.8rem}.hero-grid{gap:30px}.hero h1{font-size:4.2rem}.header-inner{gap:14px}.wrap{width:calc(100% - 48px)}.logo{width:250px}.hero-photo>img{aspect-ratio:1}.hero-hint{gap:12px}.reader-layout{grid-template-columns:200px minmax(0,1fr);gap:35px}.floating{left:-10px}.hero .lead{font-size:1rem}}
@media(max-width:850px){.menu-toggle{display:flex}.nav{display:none;position:absolute;top:90px;left:0;right:0;background:var(--cream);padding:25px 30px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:7px}.nav.open{display:flex}.nav a{font-size:1rem}.mobile-search{display:block}.header-inner{min-height:80px}.nav{top:80px}.hero-grid{grid-template-columns:1fr 1fr;gap:26px}.hero h1{font-size:3.5rem}.hero-photo>img{aspect-ratio:.78;border-radius:65px 22px 65px 22px}.hero-hint{flex-direction:column;gap:6px}.floating{padding:13px;bottom:20px;left:0}.photo-tag{font-size:.72rem;right:-8px;padding:9px}.quick-inner{flex-wrap:wrap;gap:12px 22px}.quick-inner strong{width:100%}.recommendations,.category-grid,.article-grid,.tool-cards{grid-template-columns:repeat(2,1fr)}.recommendations .article-card:last-child{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr}.recommendations .article-card:last-child .card-image{aspect-ratio:auto;height:100%}.section{padding:55px 0}.season-copy{padding:30px}.season{min-height:410px}.trust-grid{gap:24px}.footer-grid{grid-template-columns:1.4fr 1fr;gap:25px}.reader-layout{display:block;padding-top:25px}.reader-aside{position:static;max-height:none;margin-bottom:35px;padding:20px;border:1px solid var(--line);border-radius:16px;background:white}.reader-aside .toc{display:grid;grid-template-columns:1fr 1fr;gap:0 25px}.aside-tool{display:none}.article-cover{aspect-ratio:1.9}.calculator-layout{grid-template-columns:1fr}.calc-result{position:static}.category-hero{gap:30px}.category-hero h1{font-size:2.9rem}.article-header h1{font-size:2.7rem}.media-kit{grid-template-columns:1fr 1fr}.filter-top{align-items:stretch;flex-direction:column}.section-head{align-items:start}.download-banner{gap:25px;padding:30px}}
@media(max-width:600px){.wrap{width:calc(100% - 36px)}.header-inner{min-height:72px}.nav{top:72px}.logo{width:min(230px,calc(100vw - 136px))}.header-tools{gap:8px}.header-tools .icon-button{width:36px;height:36px}.header-tools .desktop-search{display:none}.hero{padding:36px 0 42px}.hero-grid{grid-template-columns:1fr;gap:30px}.hero h1{font-size:3.55rem;max-width:440px}.hero .lead{font-size:1rem}.hero-photo{padding:5px 12px 25px 0}.hero-photo>img{aspect-ratio:1.42;border-radius:60px 20px 60px 20px}.hero-photo:before{inset:-5px 30px 18px 0}.floating{bottom:5px;left:15px}.hero-hint{flex-direction:row;gap:12px;font-size:.69rem}.hero .actions{gap:9px}.hero .button{padding:14px 17px;font-size:.87rem}.photo-tag{top:13px;right:0}.quick-bar{padding:18px 0}.quick-inner{gap:8px 17px}.quick-inner a{font-size:.77rem}.section{padding:42px 0}.section-head{flex-direction:column;gap:18px;margin-bottom:22px}.section-head h2{font-size:2rem}.section-head p{font-size:.9rem}.goal-tabs{gap:8px}.chip{padding:10px 14px;font-size:.75rem}.recommendations,.category-grid,.article-grid,.tool-cards,.trust-grid,.method-grid,.media-kit{grid-template-columns:1fr}.recommendations .article-card:last-child{display:block;grid-column:auto}.recommendations .article-card:last-child .card-image{aspect-ratio:1.7;height:auto}.category-grid{grid-template-columns:1fr 1fr;gap:13px}.category-tile img{height:auto;aspect-ratio:16/10}.category-tile{min-height:unset;border-radius:16px}.category-copy{padding:16px}.category-copy h3{font-size:1.03rem;line-height:1.25}.category-copy p{font-size:.75rem}.category-copy .small{font-size:.64rem}.category-copy .arrow{display:none}.season{display:flex;flex-direction:column;border-radius:22px}.season-copy{padding:28px}.season-img{min-height:230px}.season-img img{height:230px}.season h2{font-size:2.2rem}.tool-card{padding:24px}.tool-card>svg{margin-bottom:16px}.download-banner{display:flex;flex-direction:column-reverse;padding:28px;align-items:stretch}.paper-stack{width:100%;padding:20px}.soon-strip{flex-direction:column;align-items:start;gap:15px;padding:22px}.trust-grid{gap:15px}.trust-number{margin-bottom:10px}.footer-grid{grid-template-columns:1fr 1fr;gap:28px}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:12px}.bread{padding:20px 0;font-size:.73rem}.page-intro{padding:15px 0 30px}.page-intro h1{font-size:2.5rem}.page-intro .lead{font-size:.97rem}.category-hero{grid-template-columns:1fr;padding-top:12px;gap:20px}.category-hero h1{font-size:2.6rem}.category-hero img{aspect-ratio:1.65}.filter-box{padding:18px}.article-header{padding-top:10px}.article-header h1{font-size:2.35rem}.article-meta{font-size:.7rem;gap:8px 15px}.article-cover{aspect-ratio:1.55;border-radius:16px}.reader-aside .toc{grid-template-columns:1fr}.reader-aside .toc li{padding:9px 0}.reader-body{font-size:.99rem}.reader-body h2{font-size:1.65rem;margin-top:35px}.reader-body h3{font-size:1.13rem}.calc-panel{padding:23px 20px}.input-grid{grid-template-columns:1fr}.calc-result{padding:26px}.result-number{font-size:3rem}.prose h2{font-size:1.5rem}.print-sheet{padding:22px 18px}.worksheet-row{gap:12px;font-size:.8rem}.media-kit strong{font-size:1.7rem}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@media print{.site-header,.site-footer,.bread,.reader-aside,.article-tools,.actions,.save-button,.print-hide,.toast{display:none!important}.wrap{width:100%}.print-sheet{border:0;padding:0;margin:0}.reader-layout{display:block}.article-cover{max-height:230px}.section{padding:15px 0}body{background:white;color:black}a{color:black}.caption{font-size:9pt}.reader-body{font-size:10pt}h1{font-size:24pt!important}h2{font-size:17pt!important}h3{font-size:12pt!important}.reader-body figure,.worksheet-row,.check-item{break-inside:avoid}.reader-body th{background:#eee;color:black}.table-scroll{overflow:visible}.reader-body table{min-width:0;font-size:9pt}.calc-result{background:white;color:black;border:1px solid #aaa}.calc-result p,.calc-result .small{color:black}}

.calculator-tools{grid-template-columns:repeat(2,minmax(0,1fr))}@media(max-width:680px){.calculator-tools{grid-template-columns:1fr}}

@media(max-width:480px){.category-grid{grid-template-columns:1fr;gap:20px}.category-tile img{aspect-ratio:16/10}.category-copy{padding:20px}.category-copy h3{font-size:1.3rem}.category-copy p{font-size:.88rem}}

.article-partner{margin-top:35px}.partner-offer h3{font-size:1.4rem;margin-top:18px}.partner-offer .button{white-space:normal}.partner-offer .small{margin-top:20px}
.article-partner>.partner-offer+.partner-offer{margin-top:20px}.prose>.partner-offer{margin-top:35px}.partner-offer{border-color:#e7d59d;background:#fff9e8}
.kfz-page{padding-bottom:30px}.kfz-intro-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:40px;align-items:center;margin:0 0 38px}.kfz-intro-grid h2{font-size:1.8rem;margin:0 0 15px}.kfz-intro-image img{display:block;width:100%;height:230px;object-fit:cover;border-radius:25px}.kfz-comparison{scroll-margin-top:110px;border:1px solid #e5d69f;border-radius:28px;padding:34px;background:#fff9e8}.kfz-comparison h2{font-size:2rem;margin-top:15px}.kfz-consent{padding:28px;background:white;border:1px solid #e5e9e3;border-radius:20px;margin:24px 0}.kfz-consent h3{font-size:1.3rem;margin-top:0}.kfz-consent-choice{display:flex;gap:13px;padding:16px;background:#f2f7f3;border-radius:13px;align-items:flex-start;line-height:1.6}.kfz-consent-choice input{width:20px;height:20px;flex-shrink:0;margin:4px 0;accent-color:#096d61}.kfz-consent .button:disabled{opacity:.5;cursor:not-allowed}.kfz-status{font-size:.9rem;color:#4b6261}.kfz-frame-mount{border:1px solid #e0e5df;border-radius:16px;overflow:hidden;background:white;margin:20px 0}#tcpp-iframe-kfz>iframe{display:block;max-width:100%}.kfz-fallback{margin:16px 0}.kfz-comparison .button{white-space:normal;text-align:center}.kfz-comparison [hidden]{display:none!important}@media(max-width:850px){.kfz-intro-grid{grid-template-columns:1fr;gap:22px}.kfz-intro-image img{height:190px}.kfz-comparison{padding:25px 18px}.kfz-consent{padding:22px 18px}}@media(max-width:600px){.kfz-comparison{padding:23px 10px;border-radius:20px}.kfz-comparison h2{font-size:1.6rem}.kfz-consent{padding:20px 14px}.kfz-frame-mount{margin-left:-5px;margin-right:-5px}.kfz-consent-choice{padding:13px 10px}}@media print{.kfz-comparison{display:none}}

/* Household, travel and subsidy tools: local inputs, readable results. */
.nav{gap:18px;font-size:.84rem}
.category-actions{margin:0 0 32px}
.consumer-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.consumer-card{overflow:hidden;min-width:0;background:white;border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow)}
.consumer-card>img{width:100%;aspect-ratio:16/10;object-fit:cover}
.consumer-card>div{padding:25px}
.consumer-card h3{font-size:1.3rem}
.consumer-card p{font-size:.9rem;color:var(--muted)}
.consumer-card .button{font-size:.85rem;padding:12px 16px}
.prose .consumer-cards a{color:var(--ink)}
.check-layout{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:28px;align-items:start;margin-bottom:35px}
.check-layout>*{min-width:0}
.check-options{min-width:0;margin:25px 0;padding:20px;border:1px solid var(--line);border-radius:14px}
.check-options legend{font-weight:700;font-size:.9rem;padding:0 8px;line-height:1.5}
.check-choice{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;line-height:1.6;margin:14px 0;cursor:pointer}
.check-choice input{flex:none;width:19px;height:19px;margin:3px 0 0;accent-color:var(--green)}
.check-result h2{font-size:1.6rem}
.check-result .outline-panel{border-top:6px solid var(--yellow)}
.check-result .check-group{margin:28px 0}
.check-result h3{font-size:1.1rem;background:var(--mint);padding:12px 15px;border-radius:10px;letter-spacing:0}
.check-result .check-item{display:block;padding:19px 0}
.check-result .check-item:before{display:none}
.check-result h4{font-size:1.02rem;line-height:1.4}
.check-result .check-item p{font-size:.9rem;color:var(--muted);margin-bottom:12px}
.check-result .read-link{display:inline-block;line-height:1.6}
.check-result .result-number{color:var(--green);margin:25px 0}
.check-result .result-row{border-color:var(--line);flex-wrap:wrap}
.check-takeaway{background:var(--yellow);padding:18px;border-radius:12px;font-weight:700;margin:20px 0}
.check-sources{margin:40px 0;max-width:900px}
.check-sources h2,.official-panel h2{font-size:1.7rem}
.check-sources a{color:var(--green);text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}
.check-sources li{line-height:1.7;margin:10px 0}
.official-panel{background:#fff6d6;margin:35px 0}
.check-layout .field .small{font-size:.76rem}
.check-layout .field label{line-height:1.5}
.check-layout select{white-space:normal}
@media(min-width:851px) and (max-width:1200px){.menu-toggle{display:flex}.nav{display:none;position:absolute;top:90px;left:0;right:0;background:var(--cream);padding:25px 30px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:7px}.nav.open{display:flex}.nav a{font-size:1rem}.mobile-search{display:block}}
@media(max-width:950px){.check-layout{grid-template-columns:1fr}.consumer-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.consumer-card:last-child:nth-child(odd){grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr}.consumer-card:last-child:nth-child(odd)>img{height:100%;aspect-ratio:auto}}
@media(max-width:600px){.consumer-cards{grid-template-columns:1fr}.consumer-card:last-child{display:block;grid-column:auto}.consumer-card:last-child>img{height:auto;aspect-ratio:16/10}.consumer-card>div{padding:23px}.check-result .outline-panel{padding:24px 20px}.check-options{padding:16px}.check-layout .button{white-space:normal}.check-result .result-number{font-size:2.6rem}}
@media(max-width:1200px){.nav{gap:7px;max-height:calc(100dvh - 90px);overflow-y:auto}}
@media(max-width:850px){.nav{max-height:calc(100dvh - 80px)}}
@media(max-width:600px){.nav{max-height:calc(100dvh - 72px)}}

.fixed-intro-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:35px;align-items:center;margin-bottom:45px}
.fixed-intro-grid>img{width:100%;aspect-ratio:1.65;object-fit:cover;border-radius:24px}
.fixed-steps{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0}
.fixed-steps span{padding:9px 13px;background:var(--yellow);border-radius:9px;font-weight:700;font-size:.8rem}
.fixed-workspace{padding:30px;border:1px solid var(--line);border-radius:26px;background:#eef4ee;margin-bottom:45px}
.fixed-toolbar,.fixed-contract-head{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:20px}
.fixed-toolbar h2{font-size:1.8rem}.fixed-toolbar p{margin:0}
.fixed-contract{padding:28px;background:white;border:1px solid var(--line);border-radius:19px;margin:24px 0}
.fixed-contract-head h3{font-size:1.25rem;margin:0}
.fixed-contract-head .save-button{white-space:normal;text-align:center}
.fixed-contract .input-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.fixed-contract .field{min-width:0}.fixed-contract .field input,.fixed-contract .field select{max-width:100%;font-size:.9rem}
.fixed-contract .field label{line-height:1.5}.fixed-contract .field .small{font-size:.76rem}
.fixed-category-hint{padding:14px 18px;border-radius:12px;background:var(--cream);margin:20px 0}
.fixed-details{margin:24px 0;border-block:1px solid var(--line);padding:18px 0}
.fixed-details summary{font-size:.93rem;line-height:1.6;font-weight:700;cursor:pointer}
.fixed-details[open] summary{margin-bottom:15px}
.fixed-comparison{padding:23px;background:#f0f7f2;border:1px solid #bdd8c7;border-radius:14px;margin-top:20px}
.fixed-comparison>h4{font-size:1.2rem}.fixed-comparison>.field{margin-bottom:20px}
.fixed-comparison .check-choice{font-size:.86rem}
.fixed-example-note,.fixed-warning{padding:15px 18px;background:#fff3cf;border-radius:12px;font-size:.88rem;line-height:1.6}
.fixed-summary{background:#e4f2e8;border-top:7px solid var(--yellow);margin-bottom:40px}
.fixed-summary h2{font-size:clamp(1.7rem,3vw,2.6rem)}.fixed-summary h3{font-size:1.4rem;margin-top:30px}
.fixed-summary .result-row,.fixed-result-card .result-row{border-color:#bfd2c5}
.fixed-summary .result-number{color:var(--green);margin:25px 0}
.fixed-priorities>h2{font-size:1.9rem}
.fixed-result-card{padding:28px;background:white;border:1px solid var(--line);border-radius:19px;margin:22px 0;break-inside:avoid}
.fixed-result-card h3{font-size:1.4rem;margin:18px 0}.fixed-result-card h4{font-size:1.1rem;margin:25px 0 15px}
.fixed-result-links{display:flex;flex-wrap:wrap;gap:18px;margin-top:25px}
.fixed-status{display:inline-block;border-radius:8px;padding:9px 13px;background:var(--mint);font-size:.8rem;font-weight:700;line-height:1.5}
.fixed-status-past,.fixed-status-today,.fixed-status-oldEnd{background:#ffe1cd}
.fixed-status-soon,.fixed-status-unknown{background:var(--yellow)}
.fixed-summary .result-row,.fixed-result-card .result-row{flex-wrap:wrap}
@media(max-width:850px){.fixed-intro-grid{grid-template-columns:1fr}.fixed-intro-grid>img{max-height:290px}.fixed-workspace{padding:22px}}
@media(max-width:600px){.fixed-toolbar,.fixed-contract-head{align-items:flex-start;flex-direction:column}.fixed-contract .input-grid{grid-template-columns:1fr}.fixed-workspace{padding:18px 13px}.fixed-contract{padding:22px 17px}.fixed-comparison{padding:20px 15px}.fixed-result-card{padding:24px 20px}.fixed-contract-head .save-button{font-size:.77rem}.consumer-card:last-child:nth-child(odd){display:block;grid-column:auto}.consumer-card:last-child:nth-child(odd)>img{height:auto;aspect-ratio:16/10}}
@media print{.fixed-workspace,.fixed-intro-grid,.fixed-output~.method-grid{display:none!important}.fixed-summary,.fixed-result-card{border:1px solid #999;border-radius:0;background:white;padding:16px}.fixed-summary .result-number{color:black}.fixed-status{padding:0;background:white}}

@media(min-width:1201px){.site-header .wrap{width:min(1540px,calc(100% - 48px))}}
@media(min-width:1201px) and (max-width:1450px){.menu-toggle{display:flex}.nav{display:none;position:absolute;top:90px;left:0;right:0;background:var(--cream);padding:25px 30px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:7px;max-height:calc(100dvh - 90px);overflow-y:auto}.nav.open{display:flex}.mobile-search{display:block}}

/* Comparison hub: full-width editorial composition and useful themed photos. */
.comparison-story{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:46px;align-items:center;padding:24px 0 54px}
.comparison-story h1{font-size:clamp(2.6rem,4.7vw,4.7rem);line-height:1.1;letter-spacing:-.045em;margin:20px 0 25px}
.hub-marker{position:relative;isolation:isolate;white-space:nowrap}
.hub-marker:after{content:"";position:absolute;left:-3%;right:-3%;height:32%;bottom:3%;background:var(--yellow);border-radius:50%;transform:rotate(-2deg);z-index:-1}
.comparison-story .lead{font-size:1.08rem;max-width:540px;color:var(--muted)}
.comparison-story .actions{gap:12px}
.comparison-story .button{padding:14px 18px;font-size:.88rem}
.comparison-story-note{font-size:.79rem;color:var(--muted);max-width:440px;margin-top:22px}
.comparison-collage{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(0,1fr);gap:16px;height:450px;min-width:0}
.comparison-collage-main{position:relative;overflow:hidden;border-radius:90px 22px 22px 22px;min-width:0}
.comparison-collage-main>img{width:100%;height:100%;object-fit:cover;object-position:43% 50%!important}
.comparison-photo-note{position:absolute;bottom:17px;left:17px;right:17px;padding:14px 16px;background:#fffaf0f0;border-radius:13px;font-weight:700;font-size:.86rem;line-height:1.5;backdrop-filter:blur(5px)}
.comparison-collage-side{display:grid;grid-template-rows:minmax(0,1fr) minmax(0,1fr);gap:16px;min-width:0}
.comparison-collage-side>img{width:100%;height:100%;object-fit:cover;border-radius:22px 22px 60px 22px}
.comparison-yellow-note{padding:23px 20px;border-radius:22px;background:var(--yellow);display:flex;flex-direction:column;justify-content:center}
.comparison-yellow-note>span{font-size:2rem;line-height:1;margin-bottom:18px}
.comparison-yellow-note strong{font-size:1.15rem;line-height:1.3;letter-spacing:-.02em}
.comparison-yellow-note p{font-size:.77rem;line-height:1.6;margin:13px 0 0}
.comparison-discover{background:#f0f4ee;border-top:1px solid #e4e9de;scroll-margin-top:110px}
.comparison-discover .section-head h2{font-size:clamp(1.9rem,3vw,2.7rem)}
.comparison-jumps{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 30px}
.comparison-jumps a{padding:11px 15px;border:1px solid #cfd9cf;border-radius:100px;background:#fff;font-size:.8rem;font-weight:700;line-height:1.5}
.comparison-jumps a:hover{background:var(--yellow);border-color:#bca153}
.comparison-jumps a span{margin-left:8px}
.comparison-group-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;align-items:start}
.comparison-group{border-radius:25px;overflow:hidden;min-width:0;box-shadow:0 6px 24px #143b4008;border:1px solid #143b4012;scroll-margin-top:115px}
.comparison-group-photo{position:relative;height:195px;overflow:hidden}
.comparison-group-photo img{width:100%;height:100%;object-fit:cover;transition:transform .25s}
.comparison-group:hover .comparison-group-photo img{transform:scale(1.025)}
.comparison-group-photo>span{position:absolute;bottom:14px;left:15px;right:15px;font-size:.75rem;font-weight:750;background:#fffffff0;color:var(--ink);padding:10px 12px;border-radius:9px;line-height:1.4}
.comparison-group-body{padding:24px}
.comparison-group h3{font-size:1.47rem;line-height:1.25;letter-spacing:-.025em;margin:0 0 13px}
.comparison-group-body>p{font-size:.86rem;color:#314f53;line-height:1.65;margin:0 0 20px}
.comparison-links{list-style:none;padding:0;margin:0 0 8px}
.comparison-links li{border-top:1px solid #143b4025}
.comparison-links a{display:flex;align-items:center;justify-content:space-between;gap:14px;min-height:65px;padding:12px 0;font-size:.92rem;font-weight:750}
.comparison-links a:hover{color:#00483e;text-decoration:underline;text-underline-offset:3px}
.comparison-links small{display:block;font-size:.7rem;font-weight:500;color:#3e5c5c;margin-top:3px}
.comparison-link-arrow{display:grid;place-items:center;flex:none;width:29px;height:29px;border:1px solid #143b4040;border-radius:50%;font-size:1rem}
.comparison-group .button{width:100%;margin-top:10px;padding:13px;font-size:.82rem}
.comparison-group .read-link{display:inline-block;margin:15px 0 5px;font-size:.85rem}
.comparison-transparency{padding:22px 0 0;font-size:.8rem;line-height:1.7;color:var(--muted);max-width:950px}
.comparison-transparency a{color:var(--green);text-decoration:underline;text-underline-offset:3px}
.comparison-help{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:center;gap:60px;background:var(--mint);padding:45px;border-radius:28px}
.comparison-help h2{font-size:clamp(1.8rem,3vw,2.8rem);margin:20px 0}
.comparison-help>div>p{font-size:.94rem;color:#314f53}
.comparison-help .button{font-size:.85rem;padding:14px 17px}
.comparison-steps{list-style:none;margin:0;padding:0;display:grid;gap:22px}
.comparison-steps li{display:flex;gap:20px;align-items:flex-start}
.comparison-steps li>span{display:grid;place-items:center;flex:none;background:var(--yellow);width:44px;height:44px;border-radius:13px;font-weight:750}
.comparison-steps h3{font-size:1.08rem;margin:2px 0 5px}
.comparison-steps p{font-size:.85rem;margin:0;line-height:1.65}
.insurance-hub{padding-bottom:60px}
.insurance-hub-intro{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:35px;align-items:center;margin:24px 0 55px;padding:35px;border-radius:28px}
.insurance-hub-intro h1{font-size:clamp(2rem,3.8vw,3.5rem);margin:15px 0 22px;line-height:1.13}
.insurance-hub-intro>img{width:100%;height:340px;object-fit:cover;border-radius:20px 70px 20px 20px}
.insurance-hub-intro .lead{font-size:1rem}
.insurance-hub-intro .button{font-size:.85rem;padding:13px 17px}
.insurance-link-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.insurance-topic{display:block;padding:23px;border-radius:18px;border:1px solid #143b4020}
.insurance-topic:hover{outline:2px solid var(--green);outline-offset:2px}
.insurance-topic h3{font-size:1.1rem;line-height:1.4;margin:14px 0 0}
.insurance-topic h3 span{white-space:nowrap}

/* Relevant offers follow the article introduction, before the large cover. */
.article-entry-offers{margin:0 0 28px}
.entry-partner{display:flex;justify-content:space-between;align-items:center;gap:28px;border:1px solid #e5d28f;border-left:5px solid #e0b53f;border-radius:18px;background:#fff6d9;padding:23px 25px;margin:0}
.entry-partner h2{font-size:1.2rem;line-height:1.35;margin:10px 0 8px;letter-spacing:-.015em}
.entry-partner p{font-size:.84rem;margin:0 0 9px;line-height:1.6}
.entry-partner .small{font-size:.72rem;color:#526263;margin-bottom:0}
.entry-partner .small a{text-decoration:underline;text-underline-offset:3px}
.entry-partner .eyebrow{font-size:.65rem;letter-spacing:.08em}
.entry-partner>.button{flex:none;max-width:330px;text-align:center;font-size:.87rem;padding:14px 18px}
.article-entry-offers.multiple{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.article-entry-offers.multiple .entry-partner{align-items:flex-start;flex-direction:column;gap:17px}
.article-entry-offers.multiple .entry-partner>.button{margin-top:auto;max-width:100%}
@media(max-width:1050px){.comparison-story{gap:25px}.comparison-collage{height:400px;gap:12px}.comparison-collage-side{gap:12px}.comparison-yellow-note{padding:18px 14px}.comparison-yellow-note strong{font-size:1rem}.comparison-yellow-note p{font-size:.72rem}.comparison-group-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.comparison-help{gap:30px;padding:30px}.entry-partner{gap:20px}.entry-partner>.button{max-width:260px}}
@media(max-width:750px){.comparison-story{grid-template-columns:1fr;padding-top:15px;gap:28px}.comparison-story h1{font-size:clamp(2.7rem,7vw,4rem)}.comparison-story .lead{max-width:600px}.comparison-collage{height:330px;grid-template-columns:1.5fr 1fr}.comparison-collage-main{border-top-left-radius:65px}.comparison-yellow-note{padding:20px}.comparison-yellow-note>span{margin-bottom:10px}.comparison-yellow-note strong{font-size:1.1rem}.comparison-photo-note{font-size:.82rem}.comparison-help{grid-template-columns:1fr;gap:30px}.insurance-hub-intro{grid-template-columns:1fr;padding:25px;gap:20px}.insurance-hub-intro>img{height:240px}.insurance-link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.entry-partner{align-items:flex-start;flex-direction:column;gap:16px}.entry-partner>.button{max-width:100%}.article-entry-offers.multiple{grid-template-columns:1fr}}
@media(max-width:600px){.comparison-group-grid{grid-template-columns:1fr;gap:22px}.comparison-group-photo{height:200px}.comparison-group-body{padding:23px}.comparison-story h1{font-size:2.65rem}.comparison-story .lead{font-size:1rem}.comparison-collage{height:300px;gap:12px}.comparison-yellow-note{padding:15px}.comparison-yellow-note p{font-size:.7rem;line-height:1.5}.comparison-yellow-note strong{font-size:.94rem}.comparison-yellow-note>span{font-size:1.7rem}.comparison-jumps{gap:8px}.comparison-jumps a{font-size:.74rem;padding:9px 12px}.comparison-help{padding:26px 22px}.insurance-link-grid{gap:12px}.insurance-topic{padding:18px 15px}.insurance-topic h3{font-size:1rem;overflow-wrap:anywhere}.insurance-hub-intro{padding:24px 20px}.entry-partner{padding:20px 18px;border-radius:16px}.entry-partner h2{font-size:1.1rem}.entry-partner>.button{width:100%;font-size:.83rem}.entry-partner p{font-size:.81rem}}
@media print{.article-entry-offers{display:none}.comparison-collage{height:250px}.comparison-group-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.comparison-group{break-inside:avoid}}

/* Geldbeutelhelden Insider: useful reading before signup becomes available. */
.insider-hero{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);gap:65px;align-items:center;padding:25px 0 65px}
.insider-hero h1{font-size:clamp(1.7rem,3.05vw,2.8rem);line-height:1.2;letter-spacing:-.035em;margin:17px 0 25px}
.insider-tagline{font-size:clamp(2.1rem,3.65vw,3.5rem);font-weight:750;line-height:1.15;letter-spacing:-.04em;margin:0 0 26px}
.insider-hero .lead{font-size:1.04rem;color:var(--muted)}
.insider-signup{margin:25px 0 17px}
.insider-signup-status{padding:19px 21px;background:var(--mint);border-radius:16px;border:1px solid #b5d7c1}
.insider-signup-status strong{font-size:.98rem}
.insider-signup-status p{font-size:.85rem;margin:8px 0 0;line-height:1.6}
.insider-privacy{font-size:.74rem;color:var(--muted);line-height:1.65;max-width:530px}
.insider-privacy a,.insider-faq a{color:var(--green);text-decoration:underline;text-underline-offset:3px}
.insider-editorial{position:relative;padding:0 0 0 24px}
.insider-editorial-photo{position:relative;border-radius:65px 24px 24px 24px;overflow:hidden}
.insider-editorial-photo img{width:100%;height:285px;object-fit:cover}
.insider-editorial-photo>span{position:absolute;left:18px;right:18px;top:18px;padding:10px 15px;border-radius:9px;background:var(--yellow);font-size:.77rem;font-weight:750;line-height:1.5}
.insider-letter{background:white;position:relative;margin:-40px 24px 0 -24px;border-radius:22px;padding:27px 30px;border:1px solid var(--line);box-shadow:0 16px 38px #143b400c;border-top:7px solid var(--yellow)}
.insider-letter h2{font-size:1.7rem;line-height:1.2;margin:17px 0 22px}
.insider-letter ol{list-style:none;padding:0;margin:0;display:grid;gap:16px}
.insider-letter li{display:flex;gap:14px;align-items:flex-start}
.insider-letter li>span{display:grid;place-items:center;width:32px;height:32px;flex:none;border-radius:10px;background:var(--purple);font-size:.74rem;font-weight:750}
.insider-letter li:nth-child(2)>span{background:#fbd9ca}
.insider-letter li:nth-child(3)>span{background:var(--mint)}
.insider-letter strong{font-size:.88rem}
.insider-letter p{font-size:.78rem;line-height:1.6;margin:4px 0 0;color:var(--muted)}
.insider-reading{background:#f1f0f8;border-block:1px solid #e7e4ee}
.insider-reading .section-head h2{font-size:clamp(1.8rem,3vw,2.7rem)}
.insider-faq{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:65px;align-items:start}
.insider-faq h2{font-size:2.3rem;margin:16px 0}
.insider-faq>div>p{color:var(--muted);font-size:.95rem;max-width:350px}
.insider-faq details{border-bottom:1px solid #cad6cc;padding:20px 0}
.insider-faq details:first-child{padding-top:0}
.insider-faq summary{font-weight:750;cursor:pointer;line-height:1.5}
.insider-faq details p{font-size:.9rem;color:var(--muted);margin:15px 0 0}
.insider-home{display:flex;align-items:center;justify-content:space-between;gap:35px;padding:36px 40px;background:var(--purple);border-radius:24px;margin-bottom:60px}
.insider-home h2{font-size:clamp(1.6rem,2.6vw,2.2rem);margin:13px 0}
.insider-home p{max-width:700px;font-size:.94rem;margin:0;color:#394a58}
.insider-home .button{flex:none;max-width:100%}
@media(max-width:1050px){.insider-hero{gap:30px}.insider-tagline{font-size:2.6rem}.insider-letter{padding:24px}.insider-faq{gap:35px}.insider-home{padding:30px}}
@media(max-width:750px){.insider-hero{grid-template-columns:1fr;gap:30px}.insider-hero h1{font-size:clamp(1.7rem,5vw,2.6rem)}.insider-hero .lead{max-width:600px}.insider-editorial{max-width:550px;width:100%;justify-self:center}.insider-tagline{font-size:clamp(2rem,6vw,3rem)}.insider-faq{grid-template-columns:1fr;gap:20px}.insider-home{align-items:flex-start;flex-direction:column;gap:25px}.insider-signup .button{white-space:normal}}
@media(max-width:600px){.insider-hero{padding:15px 0 45px}.insider-hero h1{font-size:clamp(1.5rem,5.7vw,2.1rem)}.insider-hero .lead{font-size:.97rem}.insider-letter{padding:23px 21px;margin-right:12px}.insider-editorial-photo img{height:240px}.insider-home{padding:26px 23px;margin-bottom:40px}.insider-home .button{width:100%;font-size:.9rem}.insider-faq h2{font-size:2rem}}

/* Native CleverReach forms: no provider styles, scripts or iframe on page load. */
#anmeldung{scroll-margin-top:115px}
.insider-form{display:grid;gap:17px;padding:25px;background:#fff;border:1px solid #c9d9ce;border-top:6px solid var(--yellow);border-radius:20px;min-width:0}
.insider-field{display:grid;gap:8px;min-width:0}
.insider-field>label{font-size:.88rem;font-weight:750;line-height:1.5}
.insider-field>label>span{font-size:.74rem;font-weight:500;color:var(--muted)}
.insider-field>input{width:100%;min-width:0;max-width:100%;padding:13px 14px;border:1px solid #9ab5ac;border-radius:10px;background:#fbfcf9;color:var(--ink);font:inherit;font-size:1rem;line-height:1.4}
.insider-field>input:focus{outline:3px solid #ffe593;outline-offset:2px;border-color:var(--green)}
.insider-consent{display:flex;align-items:flex-start;gap:12px;font-size:.76rem;line-height:1.6;color:#3b5558;cursor:pointer}
.insider-consent>input{width:20px;height:20px;flex:none;margin:3px 0 0;accent-color:var(--green)}
.insider-consent a{color:var(--green);text-decoration:underline;text-underline-offset:3px}
.insider-consent a:focus-visible{outline:2px solid var(--green);outline-offset:3px}
.insider-form>.button{width:100%;white-space:normal;text-align:center;font-size:.91rem;line-height:1.4;padding:15px 18px}
.insider-form-help{font-size:.73rem;line-height:1.65;margin:0;color:var(--muted)}
.insider-test-note{font-size:.73rem;line-height:1.65;padding:12px 14px;border-radius:9px;background:#fff7df;margin:0;color:#525b4d}
.insider-home.has-form{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);align-items:center;gap:45px}
.insider-home-signup{min-width:0}
.insider-home>div>.read-link{display:inline-block;font-size:.87rem;margin-top:24px}
.insider-home .insider-form-help,.insider-home .insider-test-note{font-size:.72rem;line-height:1.6}
.insider-home .insider-consent{font-size:.74rem}
@media(max-width:850px){.insider-home.has-form{grid-template-columns:1fr;gap:25px}.insider-hero{align-items:start}.insider-form{padding:23px}}
@media(max-width:600px){.insider-form{padding:21px 18px;gap:16px}.insider-home.has-form{padding:25px 20px}.insider-home .insider-form{padding:20px 17px}.insider-consent{font-size:.75rem}.insider-form>.button{font-size:.86rem}.insider-form-help{font-size:.72rem}}
@media print{.insider-form{display:none}}

/* Short, sourced answers to specific reader questions. */
.article-answer{max-width:1000px;margin:0 0 30px;padding:clamp(20px,4vw,32px);border:1px solid var(--line);border-left:5px solid var(--green);border-radius:0 18px 18px 0;background:#f0f7f3;line-height:1.75}.article-answer h2{font-size:clamp(1.25rem,2.8vw,1.7rem);margin:10px 0 12px;line-height:1.3}.article-answer p{margin:0}.article-answer ul{margin:14px 0 0;padding-left:22px}.article-answer li{margin:8px 0}.article-answer a{color:var(--green);text-underline-offset:3px}
.answer-links{display:flex;flex-wrap:wrap;gap:10px 24px;margin-top:18px;font-weight:700}.topic-paths{margin:32px 0 40px}.topic-paths>h2{font-size:1.65rem;margin-bottom:20px}.topic-path-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.topic-path-grid article{padding:22px;border:1px solid var(--line);border-radius:16px;background:#f5f9f6}.topic-path-grid h3{font-size:1.1rem;line-height:1.4;margin:0 0 12px}.topic-path-grid p{font-size:.91rem;color:var(--muted)}.topic-path-grid a{font-size:.9rem;color:var(--green);font-weight:700;text-underline-offset:3px}.calculator-explanation{max-width:100%;margin:35px 0}.calculator-explanation td:last-child{white-space:nowrap;font-variant-numeric:tabular-nums}.topic-path-grid a:focus-visible,.answer-links a:focus-visible{outline:3px solid var(--green);outline-offset:4px}@media(max-width:850px){.topic-path-grid{grid-template-columns:1fr}.topic-path-grid article{padding:20px}.calculator-explanation h2{font-size:1.65rem}}

/* Topic decisions reuse the established cards, tables and brand palette. */
.hub-guide [id],#ratgeber{scroll-margin-top:110px}.hub-jumps{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 32px}.hub-jumps a{padding:10px 16px;border:1px solid var(--line);border-radius:30px;background:white;font-size:.9rem;font-weight:700}.hub-jumps a:hover{background:var(--yellow)}
.hub-guide{margin:60px 0 30px;padding:36px;border:1px solid var(--line);border-radius:var(--radius);background:white;scroll-margin-top:100px}.hub-guide>h2{font-size:clamp(1.5rem,2.5vw,2.15rem);max-width:900px;margin-top:30px}.hub-guide>.eyebrow+h2{margin-top:0}.hub-guide p,.hub-guide li{max-width:85ch}.hub-guide table{width:100%;border-collapse:collapse;font-size:.94rem;line-height:1.55}.hub-guide th,.hub-guide td{text-align:left;padding:16px;border-bottom:1px solid var(--line);vertical-align:top}.hub-guide thead{background:var(--cream)}.hub-guide tbody th{font-weight:650}.hub-guide a{color:var(--green);text-decoration:underline;text-underline-offset:3px}.hub-guide .table-scroll{margin:22px 0}.hub-example{padding:24px;margin:28px 0;background:var(--cream);border-left:4px solid var(--yellow);border-radius:12px}.hub-example h3{font-size:1.15rem}.hub-example p{margin-bottom:0}.hub-answer-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}.hub-answer{padding:24px;border:1px solid var(--line);border-radius:16px}.hub-answer h3{font-size:1.18rem;line-height:1.4}.hub-answer .read-link{font-size:.9rem}.hub-method{padding-left:22px;line-height:1.8}.hub-method li{margin-bottom:14px}.hub-guide a:focus-visible,.hub-jumps a:focus-visible{outline:3px solid var(--green);outline-offset:4px}.news-related{margin-top:30px}.news-related .section-head h2{font-size:clamp(1.5rem,2.5vw,2.2rem)}
@media(max-width:700px){.hub-guide{padding:20px;margin-top:36px}.hub-answer-grid{grid-template-columns:1fr;gap:16px}.hub-answer{padding:20px}.hub-guide th,.hub-guide td{padding:12px;min-width:150px}.hub-guide th:first-child{min-width:165px}.hub-example{padding:18px}.hub-jumps{gap:8px}.hub-jumps a{font-size:.82rem;padding:9px 12px}}

/* Short paths from the homepage to relevant comparison criteria. */
.home-compare{padding:42px 0;background:#edf7f4}.home-compare-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.home-compare-card{display:flex;flex-direction:column;gap:10px;padding:24px;background:#fff;border:1px solid #d5e7e2;border-radius:18px;text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}.home-compare-card:hover{border-color:#096d61;transform:translateY(-2px)}.home-compare-card:focus-visible{outline:3px solid #ad7b00;outline-offset:3px}.home-compare-card h3{font-size:1.2rem;margin:0}.home-compare-card h3 span{float:right}.home-compare-card p{margin:0 0 8px}.home-compare-card .read-link{margin-top:auto}.home-compare .small{margin-top:20px;max-width:1000px}@media(max-width:1000px){.home-compare-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:560px){.home-compare-grid{grid-template-columns:1fr}.home-compare-card{padding:20px}.home-compare{padding:32px 0}}

/* Instagram profile: local icon and a direct link in the established brand. */
.instagram-link{display:inline-flex;align-items:center;gap:10px}.instagram-link>svg{width:21px;height:21px;flex:none}.instagram-link>span:not(.arrow){min-width:0}.instagram-link:focus-visible{outline:3px solid #ad7b00;outline-offset:4px}.footer-social{margin-top:22px}.site-footer .instagram-link{min-height:44px;padding:10px 14px;border:1px solid #a9d2bd66;border-radius:12px;color:#def3e8;font-size:.9rem;font-weight:600}.site-footer .instagram-link:hover{background:#ffffff10;color:#fff}.instagram-home{display:flex;align-items:center;gap:26px;padding:32px 36px;margin-bottom:32px;background:#eaf5f0;border:1px solid #cee4d8;border-radius:24px}.instagram-home-mark{display:grid;place-items:center;flex:none;width:76px;height:76px;background:#fff;border-radius:22px;color:#096d61}.instagram-home-mark svg{width:42px;height:42px}.instagram-home-copy{flex:1;min-width:0}.instagram-home h2{font-size:clamp(1.5rem,2.5vw,2.1rem);line-height:1.2;margin:10px 0 12px}.instagram-home p{font-size:.94rem;margin:0;max-width:660px}.instagram-home .button{flex:none;white-space:normal;text-align:center}@media(max-width:850px){.instagram-home{flex-wrap:wrap;gap:20px;padding:28px}.instagram-home-copy{flex-basis:calc(100% - 100px)}.instagram-home .button{margin-left:96px}}@media(max-width:600px){.instagram-home{padding:24px 22px;gap:18px;align-items:flex-start}.instagram-home-mark{width:54px;height:54px;border-radius:16px}.instagram-home-mark svg{width:30px;height:30px}.instagram-home-copy{flex-basis:calc(100% - 74px)}.instagram-home .eyebrow{font-size:.65rem;letter-spacing:.06em}.instagram-home .button{margin-left:0;width:100%;justify-content:center}.instagram-home h2{font-size:1.55rem}.instagram-home p{font-size:.9rem}}@media print{.instagram-home{display:none}}